ZIP 98538 Property Distress & Foreclosure Data

ZIP code 98538 in Lewis County, Washington carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (64/100). The latent-versus-live split is 56/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (56/100), institutional ownership (53/100), mortgage stress (21/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 7% of renters are cost-burdened. The ZIP holds roughly 187 housing units. Households earn a median $83,750 — near the roughly $78,000 national figure. About 11% have a four-year degree. The vacancy rate is 18.9% — elevated. On demographic stress specifically, 98538 scores 33/100. A median home runs $482,100 here, or 4.8 times local income. 333 residents call 98538 home, typically aged 49. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 73% owner-occupied to 27% rented.

Taken together, 98538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.