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ZIP 98538 Foreclosure, Tax-Lien & Distress Report

Lewis County, Washington · High Vacancy market

Composite property distress in 98538 (Lewis County, Washington) lands at 33/100 — moderate on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (73/100). On the structural side it scores 74/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (58/100). On the quiet end sit mortgage stress (21/100).

The market reads peak — home values held roughly flat year on year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 7% of renters are cost-burdened. The ZIP holds roughly 187 housing units. Households earn a median $83,750 — near the roughly $78,000 national figure. Educational attainment sits at 11% bachelor's-or-above. The vacancy rate is 18.9% — elevated. The demographic-stress sub-score lands at 33/100. A median home runs $482,100 here, or 4.8 times local income. 333 residents call 98538 home, typically aged 49. 18.3% of residents fall below the poverty threshold. Owners hold 73% of homes, renters 27%.

On the whole, 98538 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 98538 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 98538 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 98538 shows blanks, not estimates, wherever the record is sparse.

98538's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 98538 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

ZIP 98538 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk89
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

98538 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Lewis County

Nearest ZIP codes to 98538

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Lewis County, Washington

Other reports tied to Lewis County, Washington — ZIP, county and statewide.

Unlock the full ZIP 98538 acquisition report

Every distressed parcel in 98538 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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