ZIP 98565 Foreclosure, Tax-Lien & Distress Report

ZIP code 98565 in Lewis County, Washington carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (56/100), institutional ownership (53/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. On the structural side it scores 56/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $68,125 — below the roughly $78,000 national figure. Around 72% of renters are cost-burdened. The tenure split is 83% owner-occupied to 17% rented. About 15% have a four-year degree. The ZIP holds roughly 189 housing units. On demographic stress specifically, 98565 scores 37/100. Roughly 10.5% live below the poverty line. A median home runs $298,900 here, or 4.0 times local income. The vacancy rate is 2.4%. 484 residents call 98565 home, typically aged 33.

Overall, 98565 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.