ZIP 98565 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98565 (Lewis County, Washington) lands at 33/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (61/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (21/100). Latent structural risk is 74/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)).

The peak-phase market in 98565 posted values that held roughly flat over the year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $68,125, median income runs below typical U.S. levels. Around 72% of renters are cost-burdened. The tenure split is 83% owner-occupied to 17% rented. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 189 housing units. DLRadar's demographic-stress index for the area reads 37/100. 10.5% of residents fall below the poverty threshold. A median home runs $298,900 here, or 4.0 times local income. Vacancy runs 2.4%. 484 residents call 98565 home, typically aged 33.

Overall, 98565 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 98565 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 98565 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98565 can be compared directly against any other ZIP in Lewis County, Washington or nationwide. Nothing here is interpolated — where a source is thin for 98565, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 figure for 98565 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98565 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.