ZIP 98356 Foreclosure, Tax-Lien & Distress Report

In Lewis County, Washington, ZIP 98356 scores 33 of 100 for composite distress, a moderate level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (58/100). mortgage stress (21/100) stay muted. Structurally it carries 74/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (73/100)).

The market reads peak — home values held roughly flat year on year, and 13% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 10.4%. About 2,227 people live here, median age 57. Around 45% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. At $49,507, median income runs below typical U.S. levels. 81% of housing is owner-occupied. 12.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 38/100. There are about 1,045 housing units across 98356. Home values center near $308,500, an affordability ratio of 5.7×.

Net-net, 98356 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 98356 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 98356 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 98356 stays directly comparable to neighboring ZIPs and the rest of Lewis County, Washington. Nothing here is interpolated — where a source is thin for 98356, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 98356 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Treat 98356 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.