ZIP 98356 Property Distress & Foreclosure Data

Composite property distress in 98356 (Lewis County, Washington) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (56/100), institutional ownership (53/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 56/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 2.8% year on year, and 13% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.4%. About 2,227 people live here, median age 57. Around 45% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. At $49,507, median income runs below typical U.S. levels. 81% of housing is owner-occupied. The poverty rate is 12.7%. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 1,045 housing units. The typical home is worth about $308,500 (5.7× income).

Net-net, 98356 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
56/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 98356

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lewis County

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