ZIP 98532 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98532 (Lewis County, Washington) at a moderate 33/100 for overall property distress. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (61/100), construction/permit lag (57/100). By contrast, mortgage stress (21/100) register low. Structurally it carries 74/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100).

The market reads peak — home values held roughly flat year on year, and 7% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 33% of renters are cost-burdened. About 26,531 people live here, median age 43. On demographic stress specifically, 98532 scores 32/100. Around 24% of adults hold a bachelor's degree or higher. 9.8% of residents fall below the poverty threshold. The tenure split is 77% owner-occupied to 23% rented. There are about 10,508 housing units across 98532. Home values center near $427,100, an affordability ratio of 4.4×. Households earn a median $86,057 — near the roughly $78,000 national figure. Vacancy runs 5.6%.

Net-net, 98532 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 98532 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 98532 stays directly comparable to neighboring ZIPs and the rest of Lewis County, Washington. Where the public record is thin for 98532, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 98532 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98532 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.