ZIP 98564 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98564 (Lewis County, Washington) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (74/100), institutional ownership (61/100), construction/permit lag (57/100). mortgage stress (21/100) stay muted. Structural risk reads 74/100 against active distress of 6/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

74% of housing is owner-occupied. About 10% have a four-year degree. Home values center near $323,500, an affordability ratio of 4.0×. DLRadar's demographic-stress index for the area reads 32/100. About 3,205 people live here, median age 40. Roughly 14.6% live below the poverty line. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 21% of tenant households. The ZIP holds roughly 1,769 housing units. Households earn a median $53,269 — below the roughly $78,000 national figure.

Net-net, 98564 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 98564 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 98564 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98564, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

98564's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 98564 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.