ZIP 98649 Property Distress & Foreclosure Data

Composite property distress in 98649 (Cowlitz County, Washington) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 71 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (70/100), institutional ownership (45/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (85/100).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 23% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 79% owner-occupied to 21% rented. A median home runs $393,800 here, or 5.0 times local income. There are about 422 housing units across 98649. About 8% have a four-year degree. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $57,167 — below the roughly $78,000 national figure. 980 residents call 98649 home, typically aged 47. Rent burden reaches 59% of tenant households. Roughly 10.8% live below the poverty line. On demographic stress specifically, 98649 scores 39/100.

Overall, 98649 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.