ZIP 98645 Property Distress & Foreclosure Data

Cowlitz County, Washington's ZIP 98645 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (85/100)). The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (70/100), institutional ownership (45/100). On the quiet end sit mortgage stress (17/100). Structural exposure scores 71 and live distress 5 on the 0–100 scale.

The neutral-phase market in 98645 posted values that rose 4.6% over the year, and 1% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 925 housing units across 98645. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $509,500, an affordability ratio of 4.5×. Educational attainment sits at 38% bachelor's-or-above. Population is roughly 2,195 with a median age of 53. 7.4% of residents fall below the poverty threshold. Owners hold 94% of homes, renters 6%. Median household income is $102,664, above the U.S. median near $78,000. Vacancy runs 4.5%. Rent burden reaches 37% of tenant households.

On balance 98645 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.