Cowlitz County, WA: Foreclosures, Tax Liens & Distressed Properties

Cowlitz County, WA, Washington: 12 ZIP codes scored, Cowlitz County, WA averaging 32/100 (moderate, Cowlitz, WA), from 22 to 33. Cowlitz County, WA is in its peak phase (Cowlitz, WA confidence 22/100): Cowlitz, WA home prices up 2.4% (Cowlitz, WA) over twelve months. Cowlitz County, WA lender headwind: 44/100.

Highest-scoring Cowlitz County, WA ZIPs: 98581 (33/100), 98603 (33/100), 98609 (33/100), 98611 (33/100), 98625 (33/100), 98626 (33/100). Also scored in Cowlitz County, WA: 98632, 98645, 98649, 98674, 98601, 98616.

Across Cowlitz County, WA's scored ZIPs: median home value $434,030, household income $76,565, 16.5% vacancy, 11.4% poverty, 80% owner-occupied, median age 48.9.

Cowlitz County, WA insurance distress 76/100 (#461 in the US); FEMA hazard 71/100 for Cowlitz, WA; 6 federal disaster declarations in Cowlitz County, WA since 2023 (3 flood); 12 Cowlitz, WA NFIP flood claims, $403K paid; Cowlitz, WA construction distress 62/100.

6 banks with 8 branches lend in Cowlitz County, WA; Cowlitz, WA weighted bank stress 65/100, highest 84/100 in Cowlitz, WA.

Cowlitz County, WA unemployment 5.2% (Cowlitz, WA -0.8 pts, six months); 245 new housing units permitted in Cowlitz County, WA over twelve months, Cowlitz, WA down 13% from 280; Cowlitz, WA home prices +5.8% a year (Cowlitz, WA) over three years.

46,422 housing units in Cowlitz County, WA; 14,693 Cowlitz, WA renter households; 47% of Cowlitz, WA renters spend 30%+ of income on rent, 22% (Cowlitz, WA) half or more.

Cowlitz County, WA ranks #1,635 nationally on the opportunity index (Cowlitz, WA, among all ranked counties); Cowlitz, WA scores 28.9/100 and Cowlitz, WA sits #20 inside Washington. Cowlitz, WA is in the early_signal opportunity phase; Cowlitz, WA's primary driver is construction, Cowlitz, WA second driver bank institutional; Cowlitz, WA moved up 660 places. 34 short-sale listings across Cowlitz, WA; 85 days on market observed in Cowlitz, WA; 5.3% vacancy over 12 Cowlitz, WA ZIPs.

No CFPB county sample covers Cowlitz County, WA. The non-metro area reading for Cowlitz, WA: 0.3% ninety-plus days late; Cowlitz, WA's thirty-to-eighty-nine share is 1.6% (Cowlitz, WA, December 2025 data); Washington overall 0.6%.

Cowlitz County, WA has 2 watched banks; 2 Cowlitz, WA banks sit in an elevated band. Cowlitz, WA footprints: Twin City Bank (1 branch, stress 84) in Cowlitz, WA; Heritage Bank (1 branch, stress 58) in Cowlitz, WA.

2,479 of the 46,422 housing units in Cowlitz, WA sit vacant. Cowlitz County, WA permitted 8 multifamily units in twelve months; Cowlitz, WA's one-to-four unit structures added 237 units in Cowlitz County, WA.