Cowlitz County, WA: Home-Insurance Distress & Forced-Sale Pressure
Cowlitz County, WA: 72/100 (severe) home-insurance distress; Cowlitz, WA band MEDIUM; Cowlitz, WA #592 of 3,222 counties; Cowlitz, WA #12 of 39 in Washington; raw Cowlitz, WA 76.3.
FEMA hazard, Cowlitz, WA: 63/100; Cowlitz, WA declarations, three years: 6; Cowlitz, WA perils: 2 flood, 3 severe-storm; Cowlitz, WA five-year count 2 (severity 3.0); Cowlitz, WA ten-year 2; hazard-weighted, Cowlitz, WA: 9.0.
Declared incidents on the Cowlitz, WA record: 2026 Flood 2; 2024 Severe Storm 2 (Cowlitz, WA).
NFIP claims, Cowlitz, WA, three years: 12; Cowlitz, WA payouts $402,671; per Cowlitz, WA claim $33,556; Cowlitz, WA claim-stress 84/100.
Cowlitz, WA monthly score rose, 63 (March 2026) to 69 (October 2026); Cowlitz, WA by month: March 63, April 63, May 76, June 76 (Cowlitz, WA), July 74, August 73, September 79, October 69.
Cowlitz, WA components: climate 60, NFIP claims 84; Cowlitz, WA retreat index 69.
Construction distress, Cowlitz, WA: 62/100 as of August 2026 (Cowlitz, WA: 63/100 one-to-four unit, 21/100 multifamily).
Cowlitz, WA ZIPs, June 2026 (Cowlitz, WA, 12 highest): score 0 (Cowlitz, WA), climate 93 (Cowlitz, WA): 98601; score 0 (Cowlitz, WA), climate 91 (Cowlitz, WA): 98674; score 0 (Cowlitz, WA), climate 90 (Cowlitz, WA): 98581, 98603, 98609, 98611, Cowlitz, WA 98625, 98626, 98632, 98645, Cowlitz, WA 98649; score 0 (Cowlitz, WA), climate 56 (Cowlitz, WA): 98616.
DLRadar rescores Cowlitz, WA monthly; Cowlitz, WA readings join Cowlitz, WA foreclosure, lien and ownership parcels (Cowlitz, WA), so cost-squeezed Cowlitz, WA owners surface before listing.
Inside Washington, Cowlitz County ranks 12th of 39 counties for home-insurance distress at 72/100; Mason County (72/100) sits just above Cowlitz County, and Pacific County (70/100) sits just below Cowlitz County.
Deterministic. Every Cowlitz County, WA signal traces to a public Cowlitz dataset (FEMA, NFIP, Census for Cowlitz, WA) · how insurance distress works in Cowlitz, WA · methodology
FAQ: Cowlitz County, WA insurance distress
What is the Cowlitz County, WA home-insurance-distress score?
Cowlitz, WA: 72/100 (MEDIUM), #592 of 3,222, #12 in Washington. FEMA hazard, Cowlitz, WA: 63/100; NFIP stress, Cowlitz, WA: 84/100; construction, Cowlitz, WA: 62/100; Cowlitz, WA rescores monthly.
Is Cowlitz County insurance distress getting better or worse (WA)?
Cowlitz, WA: 63 in March 2026; Cowlitz, WA: 69 in October 2026 (worse); Cowlitz, WA climate component 60; Cowlitz, WA NFIP claims score 84.
How many flood-insurance claims has Cowlitz County, WA had?
Cowlitz, WA: 12 NFIP claims, three years; Cowlitz, WA paid $402,671; per Cowlitz, WA claim $33,556; carriers reprice Cowlitz, WA against that record.
Which Cowlitz County ZIP codes carry the most insurance distress (WA)?
Cowlitz, WA, June 2026: 98601 at 0, 98674 at 0, 98581 at 0, 98603 at 0; Cowlitz, WA climate scores there: 93, 91, 90, 90.
Why does Cowlitz, WA insurance distress create sellers?
A Cowlitz, WA premium outruns the Cowlitz, WA budget; a carrier leaves Cowlitz, WA; Cowlitz, WA carrying cost passes plan; Cowlitz, WA owners sell while current; Cowlitz, WA insurance distress leads Cowlitz, WA foreclosure data.