ZIP 98626 Property Distress & Foreclosure Data

Composite property distress in 98626 (Cowlitz County, Washington) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (70/100), institutional ownership (45/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (85/100). The latent-versus-live split is 71/100 structural and 5/100 already moving.

The market reads neutral — home values rose 4.6% year on year, and 8% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

68% of housing is owner-occupied. Around 41% of renters are cost-burdened. The poverty rate is 12.6%. Around 15% of adults hold a bachelor's degree or higher. At $70,058, median income runs near typical U.S. levels. The typical home is worth about $368,900 (4.8× income). The demographic-stress sub-score lands at 36/100. About 26,948 people live here, median age 40. The vacancy rate is 4.3%. The ZIP holds roughly 10,766 housing units.

Net-net, 98626 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.