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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 98591 Foreclosure, Tax-Lien & Distress Report

Lewis County, Washington · Distress market

ZIP code 98591 in Lewis County, Washington carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 74/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). Its heaviest discrete signals: structural risk (74/100), institutional ownership (61/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 98591 posted values that held roughly flat over the year, and 20% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,591 housing units. 90% of housing is owner-occupied. Vacancy runs 5.5%. Around 26% of renters are cost-burdened. At $80,278, median income runs near typical U.S. levels. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 3,769 with a median age of 53. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $471,100, an affordability ratio of 5.0×. Around 21% of adults hold a bachelor's degree or higher.

On balance 98591 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98591 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 98591's 33/100 can be lined up against any neighbor in Lewis County, Washington or any ZIP coast to coast. 98591 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 for 98591 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 98591 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 98591

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk89
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

98591 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 98591, the same set carried on every parcel.

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Rules-based scoring — each signal ties to a public dataset · methodology

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