ZIP 98531 Property Distress & Foreclosure Data

Composite property distress in 98531 (Lewis County, Washington) lands at 25/100 — low on DLRadar's public-record scoring. Structural exposure scores 54 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (72/100), FEMA disaster exposure (63/100)). The sharpest non-environmental signals are structural risk (54/100), institutional ownership (50/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 98531 posted values that rose 3.2% over the year, and 7% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $343,000, an affordability ratio of 4.6×. There are about 11,525 housing units across 98531. Vacancy runs 4.4%. Educational attainment sits at 21% bachelor's-or-above. Population is roughly 27,356 with a median age of 38. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 65% of homes, renters 35%. Rent burden reaches 41% of tenant households. 17.0% of residents fall below the poverty threshold. Median household income is $61,963, below the U.S. median near $78,000.

On balance 98531 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.