ZIP 98576 Foreclosure, Tax-Lien & Distress Report

ZIP code 98576 in Thurston County, Washington carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (72/100). The latent-versus-live split is 56/100 structural and 4/100 already moving. Leading the profile are structural risk (56/100), institutional ownership (45/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (14/100) register low.

The peak-phase market in 98576 posted values that rose 2.1% over the year, and 5% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 90% of homes, renters 10%. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 9.0%. Around 21% of adults hold a bachelor's degree or higher. Median household income is $101,336, above the U.S. median near $78,000. 5,063 residents call 98576 home, typically aged 42. Around 59% of renters are cost-burdened. The typical home is worth about $446,900 (4.0× income, relatively affordable). The poverty rate is 11.5%. There are about 1,821 housing units across 98576.

Overall, 98576 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 98576 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 98576 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98576 can be compared directly against any other ZIP in Thurston County, Washington or nationwide. Sparse data for 98576 shows as blanks, never estimates, and the score updates on every fresh public filing.

98576's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 98576 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.