ZIP 98589 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98589 (Thurston County, Washington) lands at 27/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (56/100), institutional ownership (45/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (14/100) stay muted. Structural risk reads 56/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (72/100)).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 13% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 98589 scores 32/100. 10.8% of residents fall below the poverty threshold. The ZIP holds roughly 3,093 housing units. 7,296 residents call 98589 home, typically aged 46. Educational attainment sits at 26% bachelor's-or-above. Home values center near $438,700, an affordability ratio of 4.6×. Around 37% of renters are cost-burdened. 81% of housing is owner-occupied. Households earn a median $89,119 — above the roughly $78,000 national figure. The vacancy rate is 5.3%.

Net-net, 98589 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 98589 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 98589 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 98589 shows blanks, not estimates, wherever the record is sparse.

Behind 98589's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98589 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.