ZIP 98512 Property Distress & Foreclosure Data

DLRadar grades ZIP 98512 (Thurston County, Washington) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). The latent-versus-live split is 48/100 structural and 4/100 already moving. Property-level stress concentrates in structural risk (48/100), institutional ownership (38/100), mortgage stress (14/100). By contrast, mortgage stress (14/100) and construction/permit lag (9/100) register low.

The market reads neutral — home values rose 4.5% year on year, and 5% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $472,100 (4.7× income). The ZIP holds roughly 13,205 housing units. Around 37% of adults hold a bachelor's degree or higher. Around 40% of renters are cost-burdened. At $93,738, median income runs above typical U.S. levels. About 31,291 people live here, median age 41. The vacancy rate is 3.3%. The demographic-stress sub-score lands at 32/100. The poverty rate is 7.8%. 71% of housing is owner-occupied.

Overall 98512 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.