ZIP 98512 Foreclosure, Tax-Lien & Distress Report
Thurston County, Washington · Distress market
ZIP code 98512 in Thurston County, Washington carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (72/100). Latent structural risk is 56/100 while live distress already moving reads 4/100. Property-level stress concentrates in structural risk (56/100), institutional ownership (45/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (14/100) stay muted.
The market reads peak — home values rose 2.1% year on year, and 5% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $472,100 here, or 4.7 times local income. The ZIP holds roughly 13,205 housing units. Around 37% of adults hold a bachelor's degree or higher. Rent burden reaches 40% of tenant households. Households earn a median $93,738 — above the roughly $78,000 national figure. Population is roughly 31,291 with a median age of 41. Vacancy runs 3.3%. DLRadar's demographic-stress index for the area reads 32/100. The poverty rate is 7.8%. The tenure split is 71% owner-occupied to 29% rented.
Overall, 98512 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 98512's 27/100 can be lined up against any neighbor in Thurston County, Washington or any ZIP coast to coast. Where the public record is thin for 98512, the field stays empty rather than modeled, and fills in as new documents post.
The 27/100 for 98512 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 98512 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 98512’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 98512 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Thurston County
Keep exploring Washington distress
More ZIP, county and state distress intelligence connected to Thurston County, Washington.
Open the complete 98512 acquisition file
See who owns each distressed property in 98512, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology