ZIP 98516 Foreclosure, Tax-Lien & Distress Report

Thurston County, Washington's ZIP 98516 registers 25/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (53/100), institutional ownership (41/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (14/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (68/100). Structural risk reads 53/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 9% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.3%. The poverty rate is 8.8%. Around 46% of renters are cost-burdened. Educational attainment sits at 37% bachelor's-or-above. Median household income is $92,191, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $572,500, an affordability ratio of 5.7×. About 28,286 people live here, median age 39. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 12,126 housing units.

Net-net, 98516 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 98516 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 98516's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 98516 shows as blanks, never estimates, and the score updates on every fresh public filing.

98516's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 98516 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.