ZIP 98516 Property Distress & Foreclosure Data

In Thurston County, Washington, ZIP 98516 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (48/100), institutional ownership (38/100), mortgage stress (14/100). On the quiet end sit mortgage stress (14/100) and construction/permit lag (9/100). Environmental exposure also runs high (climate & FEMA risk (95/100)). The latent-versus-live split is 48/100 structural and 4/100 already moving.

The neutral-phase market in 98516 posted values that rose 4.5% over the year, and 9% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 4.3%. 8.8% of residents fall below the poverty threshold. Around 46% of renters are cost-burdened. Educational attainment sits at 37% bachelor's-or-above. Median household income is $92,191, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $572,500, an affordability ratio of 5.7×. Population is roughly 28,286 with a median age of 39. Owners hold 68% of homes, renters 32%. The ZIP holds roughly 12,126 housing units.

Broadly, 98516 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.