ZIP 98502 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98502 (Thurston County, Washington) lands at 26/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (68/100). Leading the profile are structural risk (53/100), institutional ownership (42/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (14/100) stay muted. Structurally it carries 53/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 8% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

57% of housing is owner-occupied. A median home runs $537,200 here, or 5.7 times local income. The vacancy rate is 5.8%. Educational attainment sits at 52% bachelor's-or-above. 35,043 residents call 98502 home, typically aged 39. The poverty rate is 13.5%. Around 50% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 37/100. The ZIP holds roughly 15,663 housing units. At $87,154, median income runs near typical U.S. levels.

Overall, 98502 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 98502 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 98502 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98502 can be compared directly against any other ZIP in Thurston County, Washington or nationwide. Where the record is thin for 98502, the field stays empty rather than modeled, and fills in as new documents post.

98502's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98502 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.