ZIP 98528 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98528 (Mason County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 69/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). The pressure is most legible in structural risk (69/100), institutional ownership (59/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted.

The market reads peak — home values held roughly flat year on year, and 18% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 12,398 people live here, median age 41. Around 16% of adults hold a bachelor's degree or higher. A median home runs $430,200 here, or 4.3 times local income. The ZIP holds roughly 5,379 housing units. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 6.1% — low. Median household income is $85,571, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 81% of homes, renters 19%. Rent burden reaches 23% of tenant households.

Net-net, 98528 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 98528 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Mason County, Washington and the nation. The score is rebuilt from public data as it updates, so 98528 reflects the current record instead of a stale or modeled snapshot.

Each component behind 98528 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Practically, 98528 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.