ZIP 98563 Foreclosure, Tax-Lien & Distress Report

ZIP 98563's composite property-distress score is 34/100 - DLRadar classes that as moderate for Grays Harbor County, Washington. What sets it apart are the readings on structural risk (75/100), construction/permit lag (68/100), institutional ownership (57/100). mortgage stress (21/100) stay muted. Structurally it carries 75/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (66/100).

The market reads peak — home values held roughly flat year on year, and 2% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 27/100. Rent burden reaches 19% of tenant households. There are about 3,599 housing units across 98563. About 24% have a four-year degree. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 76% owner-occupied to 24% rented. Home values center near $349,200, an affordability ratio of 4.0×. About 7,630 people live here, median age 50. Households earn a median $77,857 — near the roughly $78,000 national figure. The vacancy rate is 9.3%.

Overall, 98563 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 98563 at the moment; the composite and its components are still built from verifiable public records.

The 98563 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 98563 stays directly comparable to neighboring ZIPs and the rest of Grays Harbor County, Washington. Where the public record is thin for 98563, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 figure for 98563 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98563 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.