ZIP 98535 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98535 (Grays Harbor County, Washington) lands at 34/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (66/100). Property-level stress concentrates in structural risk (75/100), construction/permit lag (68/100), institutional ownership (57/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 75/100 against active distress of 6/100.

The market reads peak — home values held roughly flat year on year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $286,800 here, or 4.1 times local income. 4.7% of residents fall below the poverty threshold. There are about 375 housing units across 98535. About 25% have a four-year degree. The vacancy rate is 36.5% — elevated. The demographic-stress sub-score lands at 40/100. Population is roughly 598 with a median age of 53. At $63,359, median income runs below typical U.S. levels. 97% of housing is owner-occupied. Around 100% of renters are cost-burdened.

On the whole, 98535 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 98535 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 98535 stays directly comparable to neighboring ZIPs and the rest of Grays Harbor County, Washington. The score is rebuilt from public data as it updates, so 98535 reflects the current record instead of a stale or modeled snapshot.

The 34/100 for 98535 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 98535 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.