ZIP 98550 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98550 (Grays Harbor County, Washington) lands at 34/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (68/100), institutional ownership (57/100). On the quiet end sit mortgage stress (21/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (66/100). Latent structural risk is 75/100 while live distress already moving reads 6/100.

The market reads peak — home values held roughly flat year on year, and 16% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $56,920, median income runs below typical U.S. levels. The ZIP holds roughly 5,374 housing units. On demographic stress specifically, 98550 scores 33/100. Around 37% of renters are cost-burdened. 12,274 residents call 98550 home, typically aged 41. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $238,900 (3.7× income, relatively affordable). Vacancy runs 6.8%. The poverty rate is 15.6%. The tenure split is 65% owner-occupied to 35% rented.

On balance 98550 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 98550 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98550 can be compared directly against any other ZIP in Grays Harbor County, Washington or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 98550 shows blanks, not estimates, wherever the record is sparse.

The 34/100 figure for 98550 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 98550 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.