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Grays Harbor County, WA: Foreclosures, Tax Liens & Distressed Properties

Grays Harbor County, WA, Washington: 22 ZIP codes scored, Grays Harbor County, WA averaging 34/100 (moderate, Grays Harbor, WA), from 28 to 34. Grays Harbor County, WA is in its peak phase (Grays Harbor, WA confidence 16/100): Grays Harbor, WA home prices up 0.4% (Grays Harbor, WA) over twelve months. Grays Harbor County, WA lender headwind: 39/100.

Highest-scoring Grays Harbor County, WA ZIPs: 98520 (34/100), 98526 (34/100), 98535 (34/100), 98536 (34/100), 98550 (34/100), 98552 (34/100). Also scored in Grays Harbor County, WA: 98559, 98562, 98563, 98566, 98568, 98569, 98571, 98575, 98583, 98587.

Across Grays Harbor County, WA's scored ZIPs: median home value $295,620, household income $68,483, 25.4% vacancy, 17.6% poverty, 69% owner-occupied, median age 45.9.

Grays Harbor County, WA insurance distress 68/100 (#695 in the US); FEMA hazard 74/100 for Grays Harbor, WA; 6 federal disaster declarations in Grays Harbor County, WA since 2023 (4 flood); 1 Grays Harbor, WA NFIP flood claims, $15K paid; Grays Harbor, WA construction distress 71/100.

7 banks with 22 branches lend in Grays Harbor County, WA; Grays Harbor, WA weighted bank stress 60/100, highest 67/100 in Grays Harbor, WA.

Grays Harbor County, WA unemployment 5.4% (Grays Harbor, WA -1.0 pts, six months); 226 new housing units permitted in Grays Harbor County, WA over twelve months, Grays Harbor, WA down 22% from 290; Grays Harbor, WA home prices +7.9% a year (Grays Harbor, WA) over three years.

36,967 housing units in Grays Harbor County, WA; 8,212 Grays Harbor, WA renter households; 42% of Grays Harbor, WA renters spend 30%+ of income on rent, 18% (Grays Harbor, WA) half or more.

Grays Harbor County, WA ranks #420 nationally on the opportunity index (Grays Harbor, WA, among all ranked counties); Grays Harbor, WA scores 33.9/100 and Grays Harbor, WA sits #5 inside Washington. Grays Harbor, WA is in the peak_opportunity opportunity phase; Grays Harbor, WA's primary driver is construction, Grays Harbor, WA second driver vacancy; Grays Harbor, WA moved up 67 places. 21 short-sale listings across Grays Harbor, WA; 78 days on market observed in Grays Harbor, WA; 14.1% vacancy over 22 Grays Harbor, WA ZIPs.

No CFPB county sample covers Grays Harbor County, WA. The non-metro area reading for Grays Harbor, WA: 0.3% ninety-plus days late; Grays Harbor, WA's thirty-to-eighty-nine share is 1.6% (Grays Harbor, WA, December 2025 data); Washington overall 0.6%.

Grays Harbor County, WA has 3 watched banks; 3 Grays Harbor, WA banks sit in an elevated band. Grays Harbor, WA footprints: Bank Of The Pacific (6 branches, stress 65) in Grays Harbor, WA; 1st Security Bank Of Wa (6 branches, stress 64) in Grays Harbor, WA; Timberland Bank (6 branches, stress 50) in Grays Harbor, WA.

6,339 of the 36,967 housing units in Grays Harbor, WA sit vacant. Grays Harbor County, WA permitted 15 multifamily units in twelve months; Grays Harbor, WA's one-to-four unit structures added 211 units in Grays Harbor County, WA.

Peak
Market phase
0.4%
Grays Harbor, WA HPI YoY
0%
Drawdown
16
Grays Harbor confidence

Where distress concentrates in Grays Harbor County

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