ZIP 98520 Property Distress & Foreclosure Data

In Grays Harbor County, Washington, ZIP 98520 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 73 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (73/100), construction/permit lag (70/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 6% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 65% owner-occupied to 35% rented. On demographic stress specifically, 98520 scores 36/100. 25,072 residents call 98520 home, typically aged 38. About 14% have a four-year degree. Vacancy runs 9.1%. There are about 9,450 housing units across 98520. A median home runs $250,800 here, or 4.0 times local income. Rent burden reaches 43% of tenant households. Households earn a median $59,744 — below the roughly $78,000 national figure. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall, 98520 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.