ZIP 98595 Foreclosure, Tax-Lien & Distress Report
Grays Harbor County, Washington · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 98595 in Grays Harbor County, Washington comes in at 34, a moderate composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (66/100). The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (68/100), institutional ownership (57/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 75/100 structural and 6/100 already moving.
The market reads peak — home values held roughly flat year on year, and 18% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
2,591 residents call 98595 home, typically aged 54. 66% of housing is owner-occupied. The typical home is worth about $260,400 (4.0× income). Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal. Around 40% of renters are cost-burdened. On demographic stress specifically, 98595 scores 36/100. About 21% have a four-year degree. The ZIP holds roughly 2,141 housing units. 10.7% of residents fall below the poverty threshold. Median household income is $63,359, below the U.S. median near $78,000.
Taken together, 98595 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 98595 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 98595's 34/100 can be lined up against any neighbor in Grays Harbor County, Washington or any ZIP coast to coast. 98595 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 34/100 for 98595 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 98595 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 98595
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 98595 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 98595, the same set carried on every parcel.
Grays Harbor County ZIPs near 98595
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No modelling: every input is a public record · methodology