ZIP 98640 Foreclosure, Tax-Lien & Distress Report
Pacific County, Washington · High Vacancy market
Composite property distress in 98640 (Pacific County, Washington) lands at 30/100 — moderate on DLRadar's distress scoring. Its standout signals are structural risk (66/100), institutional ownership (51/100), construction/permit lag (41/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 66/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)).
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 23% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $56,753, below the U.S. median near $78,000. The vacancy rate is 43.8% — elevated. Rent burden reaches 48% of tenant households. There are about 4,878 housing units across 98640. The poverty rate is 13.2%. DLRadar's demographic-stress index for the area reads 39/100. 87% of housing is owner-occupied. Population is roughly 5,107 with a median age of 64. Educational attainment sits at 26% bachelor's-or-above. The typical home is worth about $355,400 (5.3× income).
On the whole, 98640 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 98640 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 98640 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 98640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
98640's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 98640 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 98640
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 98640 by the numbers
A live read on 98640: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Pacific County ZIPs near 98640
Nearest ZIP codes to 98640
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 98640
Related ZIP, county and statewide reads linked to Pacific County, Washington.
See every distressed parcel in 98640
The full 98640 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology