ZIP 98640 Property Distress & Foreclosure Data

Pacific County, Washington's ZIP 98640 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (72/100), institutional ownership (44/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 72/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (82/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 23% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $56,753 — below the roughly $78,000 national figure. The vacancy rate is 43.8% — elevated. Around 48% of renters are cost-burdened. The ZIP holds roughly 4,878 housing units. Roughly 13.2% live below the poverty line. On demographic stress specifically, 98640 scores 39/100. The tenure split is 87% owner-occupied to 13% rented. 5,107 residents call 98640 home, typically aged 64. About 26% have a four-year degree. A median home runs $355,400 here, or 5.3 times local income.

Taken together, 98640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.