ZIP 98641 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 98641 in Pacific County, Washington comes in at 30, a moderate composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100), FEMA disaster exposure (60/100). Its standout signals are structural risk (66/100), institutional ownership (51/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (22/100). Latent structural risk is 66/100 while live distress already moving reads 7/100.

The peak-phase market in 98641 posted values that rose 1.2% over the year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100% of housing is owner-occupied. 221 residents call 98641 home, typically aged 57. 0.0% of residents fall below the poverty threshold. Vacancy runs 55.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 173 housing units. The typical home is worth about $353,100 (4.2× income). At $86,250, median income runs near typical U.S. levels. About 21% have a four-year degree. The demographic-stress sub-score lands at 42/100.

Taken together, 98641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 98641 is not published yet -- the ZIP-level readings above remain fully sourced.

The 98641 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 98641 stays directly comparable to neighboring ZIPs and the rest of Pacific County, Washington. Every figure is auditable to a public dataset and refreshed as records update; 98641 shows blanks, not estimates, wherever the record is sparse.

98641's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98641 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.