ZIP 98641 Property Distress & Foreclosure Data

ZIP code 98641 in Pacific County, Washington carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on construction/permit lag (72/100), structural risk (72/100), institutional ownership (44/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 72 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

100% of housing is owner-occupied. About 221 people live here, median age 57. The poverty rate is 0.0% — low. Vacancy runs 55.4%, above the national norm and a classic distress-and-opportunity signal. There are about 173 housing units across 98641. The typical home is worth about $353,100 (4.2× income). At $86,250, median income runs near typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100.

Net-net, 98641 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.