ZIP 98644 Property Distress & Foreclosure Data

Composite property distress in 98644 (Pacific County, Washington) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (82/100). The latent-versus-live split is 72/100 structural and 7/100 already moving. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (72/100), institutional ownership (44/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 3.1% year on year, and 77% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

At $35,357, median income runs below typical U.S. levels. Around 45% of adults hold a bachelor's degree or higher. The typical home is worth about $285,700 (7.0× income). Around 16% of renters are cost-burdened. The poverty rate is 14.4%. The demographic-stress sub-score lands at 39/100. About 686 people live here, median age 71. 80% of housing is owner-occupied. The ZIP holds roughly 828 housing units. The vacancy rate is 49.3% — elevated.

Net-net, 98644 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.