ZIP 98644 Foreclosure, Tax-Lien & Distress Report
Pacific County, Washington · High Vacancy market
ZIP code 98644 in Pacific County, Washington carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). Latent structural risk is 66/100 while live distress already moving reads 7/100. The sharpest non-environmental signals are structural risk (66/100), institutional ownership (51/100), construction/permit lag (41/100). mortgage stress (22/100) stay muted.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 77% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $35,357, median income runs below typical U.S. levels. Around 45% of adults hold a bachelor's degree or higher. The typical home is worth about $285,700 (7.0× income). Around 16% of renters are cost-burdened. 14.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. About 686 people live here, median age 71. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 828 housing units. Vacancy runs 49.3%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 98644 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 98644 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 98644 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Pacific County, Washington and the nation. 98644 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
98644's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 98644 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 98644
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 98644 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Pacific County ZIP codes
Nearest ZIP codes to 98644
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 98644
Further distress data across Pacific County, Washington at ZIP, county and state level.
The complete 98644 distress and acquisition report
Every distressed parcel in 98644 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology