ZIP 98586 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98586 (Pacific County, Washington) at a moderate 30/100 for overall property distress. The latent-versus-live split is 66/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). What sets it apart are the readings on structural risk (66/100), institutional ownership (51/100), construction/permit lag (41/100). By contrast, mortgage stress (22/100) register low.

The peak-phase market in 98586 posted values that rose 1.2% over the year, and 14% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 58% of homes, renters 42%. The demographic-stress sub-score lands at 40/100. 1,848 residents call 98586 home, typically aged 50. At $49,554, median income runs below typical U.S. levels. The ZIP holds roughly 889 housing units. The poverty rate is 23.8% — high, a tax-stress and distress correlate. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 53% of tenant households. A median home runs $261,000 here, or 4.7 times local income. About 24% have a four-year degree.

Taken together, 98586 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 98586 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 98586 stays directly comparable to neighboring ZIPs and the rest of Pacific County, Washington. Nothing here is interpolated — where a source is thin for 98586, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

98586's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98586 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.