ZIP 98631 Foreclosure, Tax-Lien & Distress Report
Pacific County, Washington · High Vacancy market
ZIP code 98631 in Pacific County, Washington carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (54/100), construction/permit lag (43/100). mortgage stress (22/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (65/100). Structural exposure scores 68 and live distress 7 on the 0–100 scale.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 7% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $59,511 — below the roughly $78,000 national figure. Roughly 10.1% live below the poverty line. 3,468 residents call 98631 home, typically aged 57. Around 28% of adults hold a bachelor's degree or higher. Rent burden reaches 59% of tenant households. DLRadar's demographic-stress index for the area reads 43/100. The tenure split is 73% owner-occupied to 27% rented. Home values center near $409,400, an affordability ratio of 5.7×. Vacancy runs 46.2%, above the national norm and a classic distress-and-opportunity signal. There are about 3,251 housing units across 98631.
Taken together, 98631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 98631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 98631 shows blanks, not estimates, wherever the record is sparse.
Each component behind 98631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 98631 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 98631
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 98631 by the numbers
The live 98631 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Pacific County ZIPs near 98631
Explore related distress reports
Further distress data across Pacific County, Washington at ZIP, county and state level.
The complete 98631 distress and acquisition report
See who owns each distressed property in 98631, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology