ZIP 98631 Property Distress & Foreclosure Data

Pacific County, Washington's ZIP 98631 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (72/100), institutional ownership (44/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (82/100). On the structural side it scores 72/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 7% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $59,511 — below the roughly $78,000 national figure. Roughly 10.1% live below the poverty line. 3,468 residents call 98631 home, typically aged 57. About 28% have a four-year degree. Around 59% of renters are cost-burdened. On demographic stress specifically, 98631 scores 43/100. The tenure split is 73% owner-occupied to 27% rented. A median home runs $409,400 here, or 5.7 times local income. The vacancy rate is 46.2% — elevated. The ZIP holds roughly 3,251 housing units.

Taken together, 98631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.