ZIP 98638 Property Distress & Foreclosure Data

In Pacific County, Washington, ZIP 98638 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (75/100). Its standout signals are construction/permit lag (71/100), structural risk (68/100), institutional ownership (43/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 68 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, and 55% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,545 people live here, median age 39. 88% of housing is owner-occupied. The poverty rate is 4.7% — low. Around 18% of adults hold a bachelor's degree or higher. There are about 773 housing units across 98638. The demographic-stress sub-score lands at 33/100. The typical home is worth about $375,000 (5.4× income). Rent burden reaches 27% of tenant households. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. At $59,840, median income runs below typical U.S. levels.

Net-net, 98638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.