ZIP 98638 Foreclosure, Tax-Lien & Distress Report
Pacific County, Washington · High Vacancy market
ZIP 98638's composite property-distress score is 29/100 - DLRadar classes that as low for Pacific County, Washington. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (63/100). Property-level stress concentrates in structural risk (63/100), institutional ownership (50/100), construction/permit lag (40/100). mortgage stress (22/100) stay muted. The split runs 63/100 structural to 6/100 active on the ground.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 55% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 1,545 with a median age of 39. Owners hold 88% of homes, renters 12%. The poverty rate is 4.7% — low. Around 18% of adults hold a bachelor's degree or higher. There are about 773 housing units across 98638. On demographic stress specifically, 98638 scores 33/100. Home values center near $375,000, an affordability ratio of 5.4×. Around 27% of renters are cost-burdened. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. At $59,840, median income runs below typical U.S. levels.
Net-net, 98638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 98638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 98638's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 98638 shows blanks, not estimates, wherever the record is sparse.
The 29/100 for 98638 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 98638 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 98638’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 98638 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Pacific County
Nearest ZIP codes to 98638
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 98638
Other reports tied to Pacific County, Washington — ZIP, county and statewide.
See every distressed parcel in 98638
Pull every distressed parcel in 98638 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology