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ZIP 97146 Foreclosure, Tax-Lien & Distress Report

Clatsop County, Oregon · Distress market

ZIP 97146's composite property-distress score is 30/100 - DLRadar classes that as moderate for Clatsop County, Oregon. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (65/100). Structurally it carries 67/100, against 3/100 of stress already in motion. Its standout signals are construction/permit lag (67/100), structural risk (67/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (10/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 3% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $79,491 — near the roughly $78,000 national figure. The ZIP holds roughly 3,757 housing units. On demographic stress specifically, 97146 scores 34/100. Owners hold 63% of homes, renters 37%. The vacancy rate is 10.6%. About 25% have a four-year degree. Around 22% of renters are cost-burdened. A median home runs $463,800 here, or 5.5 times local income. 7.0% of residents fall below the poverty threshold. About 7,614 people live here, median age 44.

On balance 97146 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 97146 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 97146's 30/100 can be lined up against any neighbor in Clatsop County, Oregon or any ZIP coast to coast. Sparse data for 97146 shows as blanks, never estimates, and the score updates on every fresh public filing.

97146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 97146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

30/100
Composite stress
67/100
Structural risk
3/100
Distress activity

ZIP 97146 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 97146 distress snapshot

A live read on 97146: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Clatsop County ZIPs near 97146

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