ZIP 97146 Property Distress & Foreclosure Data

ZIP code 97146 in Clatsop County, Oregon carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (66/100). On the structural side it scores 41/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (41/100), institutional ownership (15/100), mortgage stress (10/100). By contrast, institutional ownership (15/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 2.0% year on year, and 3% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

At $79,491, median income runs near typical U.S. levels. The ZIP holds roughly 3,757 housing units. The demographic-stress sub-score lands at 34/100. 63% of housing is owner-occupied. The vacancy rate is 10.6%. Around 25% of adults hold a bachelor's degree or higher. Around 22% of renters are cost-burdened. The typical home is worth about $463,800 (5.5× income). The poverty rate is 7.0% — low. About 7,614 people live here, median age 44.

Net-net, 97146 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.