ZIP 97131 Property Distress & Foreclosure Data

Tillamook County, Oregon's ZIP 97131 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (38/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). On the structural side it scores 55/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.2% year on year, and 5% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $67,719, median income runs below typical U.S. levels. The poverty rate is 11.9%. The demographic-stress sub-score lands at 42/100. The typical home is worth about $459,000 (6.3× income). Around 57% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. The vacancy rate is 30.8% — elevated. About 2,442 people live here, median age 58. The ZIP holds roughly 1,744 housing units.

Net-net, 97131 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.