ZIP 97108 Property Distress & Foreclosure Data

Composite property distress in 97108 (Tillamook County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (60/100), institutional ownership (41/100). On the quiet end sit mortgage stress (22/100). The latent-versus-live split is 62/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (63/100)).

The peak-phase market in 97108 posted values that rose 3.3% over the year, and 49% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.0%. 6.7% of residents fall below the poverty threshold. Median household income is $69,063, near the U.S. median near $78,000. Around 27% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 231 housing units. Home values center near $437,500, an affordability ratio of 6.8×. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 23% bachelor's-or-above. Population is roughly 492 with a median age of 65.

On balance 97108 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.