ZIP 97135 Foreclosure, Tax-Lien & Distress Report

Tillamook County, Oregon's ZIP 97135 registers 26/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (58/100), institutional ownership (43/100), construction/permit lag (43/100). By contrast, mortgage stress (22/100) register low. Latent structural risk is 58/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (62/100).

The recovery-phase market in 97135 posted values that rose 2.5% over the year, and 70% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,224 housing units across 97135. Around 45% of renters are cost-burdened. The vacancy rate is 55.8% — elevated. Educational attainment sits at 23% bachelor's-or-above. Owners hold 65% of homes, renters 35%. 1,505 residents call 97135 home, typically aged 57. 16.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 44/100. Households earn a median $88,266 — above the roughly $78,000 national figure. The typical home is worth about $458,200 (5.7× income).

On the whole, 97135 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97135 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 97135 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 97135 stays directly comparable to neighboring ZIPs and the rest of Tillamook County, Oregon. 97135 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 97135 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 97135 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.