ZIP 97122 Foreclosure, Tax-Lien & Distress Report
Tillamook County, Oregon · High Poverty market
DLRadar grades ZIP 97122 (Tillamook County, Oregon) at a low 27/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (63/100)). Structural risk reads 59/100 against active distress of 7/100. What sets it apart are the readings on structural risk (59/100), construction/permit lag (46/100), institutional ownership (43/100). On the quiet end sit mortgage stress (22/100).
The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $405,600 (5.7× income). The ZIP holds roughly 187 housing units. Population is roughly 563 with a median age of 38. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 53/100. The poverty rate is 48.3% — high, a tax-stress and distress correlate. Median household income is $56,528, below the U.S. median near $78,000. Vacancy runs 0.0%. 100% of housing is owner-occupied.
On the whole, 97122 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97122 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 97122 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 97122 shows blanks, not estimates, wherever the record is sparse.
Each component behind 97122 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 97122 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 97122
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 97122 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Tillamook County ZIP reports
Nearest ZIP codes to 97122
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Tillamook County, Oregon
Further distress data across Tillamook County, Oregon at ZIP, county and state level.
Open the complete 97122 acquisition file
Pull every distressed parcel in 97122 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology