ZIP 97122 Property Distress & Foreclosure Data

Tillamook County, Oregon's ZIP 97122 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (63/100). The latent-versus-live split is 62/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (60/100), institutional ownership (41/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $405,600 (5.7× income). The ZIP holds roughly 187 housing units. About 563 people live here, median age 38. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 45/100. The poverty rate is 48.3% — high, a tax-stress and distress correlate. At $56,528, median income runs below typical U.S. levels. The vacancy rate is 0.0%. 100% of housing is owner-occupied.

Net-net, 97122 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
62/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 97122

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk80
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Tillamook County

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