ZIP 97102 Foreclosure, Tax-Lien & Distress Report

ZIP 97102's composite property-distress score is 29/100 - DLRadar classes that as low for Clatsop County, Oregon. The most distinctive pressure shows up in structural risk (65/100), construction/permit lag (63/100), institutional ownership (39/100). institutional ownership (39/100) stay muted. Structurally it carries 65/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (64/100).

The recovery-phase market in 97102 posted values that rose 1.6% over the year, and 50% higher over three years (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 10.3%. Rent burden reaches 100% of tenant households. Population is roughly 378 with a median age of 71. The tenure split is 91% owner-occupied to 9% rented. The typical home is worth about $548,600. Vacancy runs 58.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 42/100. The ZIP holds roughly 606 housing units. Educational attainment sits at 45% bachelor's-or-above.

Taken together, 97102 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97102 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 97102 stays directly comparable to neighboring ZIPs and the rest of Clatsop County, Oregon. The score is rebuilt from public data as it updates, so 97102 reflects the current record instead of a stale or modeled snapshot.

Behind 97102's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 97102 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.