ZIP 97110 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97110 (Clatsop County, Oregon) returns a moderate composite of 30/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (65/100)). Its heaviest discrete signals: construction/permit lag (67/100), structural risk (67/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (10/100). Structurally it carries 67/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 1.2% year on year, and 32% higher over three years, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $790,400, an affordability ratio of 10.7× — stretched. Rent burden reaches 44% of tenant households. Owners hold 55% of homes, renters 45%. On demographic stress specifically, 97110 scores 54/100. About 1,128 people live here, median age 62. Vacancy runs 64.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $68,923, near the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. There are about 1,555 housing units across 97110. About 44% have a four-year degree.

Net-net, 97110 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 97110 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 97110's 30/100 can be lined up against any neighbor in Clatsop County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 97110 shows blanks, not estimates, wherever the record is sparse.

Behind 97110's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 97110 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.