ZIP 97147 Foreclosure, Tax-Lien & Distress Report

In Tillamook County, Oregon, ZIP 97147 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (63/100). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (46/100), institutional ownership (43/100). mortgage stress (22/100) stay muted. On the structural side it scores 59/100, with 7/100 of stress already active.

The recovery-phase market in 97147 posted values that rose 2.5% over the year (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. There are about 310 housing units across 97147. Owners hold 46% of homes, renters 54%. Roughly 15.2% live below the poverty line. 469 residents call 97147 home, typically aged 54. Around 52% of renters are cost-burdened. Home values center near $414,300, an affordability ratio of 7.3× — stretched. Around 37% of adults hold a bachelor's degree or higher. Median household income is $56,333, below the U.S. median near $78,000. On demographic stress specifically, 97147 scores 47/100.

Net-net, 97147 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97147 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 97147 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Tillamook County, Oregon and the nation. Every figure is auditable to a public dataset and refreshed as records update; 97147 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 97147 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 97147 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.