ZIP 97141 Foreclosure, Tax-Lien & Distress Report

In Tillamook County, Oregon, ZIP 97141 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (63/100). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (46/100), institutional ownership (43/100). On the quiet end sit mortgage stress (22/100). The split runs 59/100 structural to 7/100 active on the ground.

The recovery-phase market in 97141 posted values that rose 2.5% over the year, and 6% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $398,100 here, or 5.7 times local income. Roughly 11.0% live below the poverty line. 67% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. About 12,734 people live here, median age 45. The vacancy rate is 18.6% — elevated. Around 31% of renters are cost-burdened. At $66,081, median income runs below typical U.S. levels. There are about 6,559 housing units across 97141. About 22% have a four-year degree.

Taken together, 97141 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 97141 is not published yet -- the ZIP-level readings above remain fully sourced.

The 97141 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 97141 stays directly comparable to neighboring ZIPs and the rest of Tillamook County, Oregon. Nothing here is interpolated — where a source is thin for 97141, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97141's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 97141 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.