ZIP 97107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97107 (Tillamook County, Oregon) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (62/100). The pressure is most legible in structural risk (58/100), institutional ownership (43/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (22/100). The latent-versus-live split is 58/100 structural and 7/100 already moving.

Prices here sit in a recovery phase: values rose 2.5% over the trailing year, and 8% higher over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,010 housing units. The typical home is worth about $407,400 (4.8× income). Owners hold 76% of homes, renters 24%. Around 25% of adults hold a bachelor's degree or higher. Around 8% of renters are cost-burdened. Vacancy runs 10.6%. The demographic-stress sub-score lands at 29/100. 10.7% of residents fall below the poverty threshold. 2,158 residents call 97107 home, typically aged 42. Median household income is $70,804, near the U.S. median near $78,000.

On balance 97107 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97107 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 97107's 26/100 can be lined up against any neighbor in Tillamook County, Oregon or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 97107, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 97107 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 97107 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.