ZIP 97107 Property Distress & Foreclosure Data

DLRadar grades ZIP 97107 (Tillamook County, Oregon) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (63/100). Property-level stress concentrates in structural risk (62/100), construction/permit lag (60/100), institutional ownership (41/100). By contrast, mortgage stress (22/100) register low. Structural risk reads 62/100 against active distress of 7/100.

The market reads peak — home values rose 3.3% year on year, and 8% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,010 housing units across 97107. The typical home is worth about $407,400 (4.8× income). 76% of housing is owner-occupied. Around 25% of adults hold a bachelor's degree or higher. Rent burden reaches 8% of tenant households. Vacancy runs 10.6%. The demographic-stress sub-score lands at 29/100. The poverty rate is 10.7%. About 2,158 people live here, median age 42. At $70,804, median income runs near typical U.S. levels.

Net-net, 97107 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
62/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 97107

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk80
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Tillamook County

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