ZIP 97103 Foreclosure, Tax-Lien & Distress Report
Clatsop County, Oregon · Distress market
ZIP 97103's composite property-distress score is 30/100 - DLRadar classes that as moderate for Clatsop County, Oregon. On the structural side it scores 67/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (65/100)). The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (67/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (10/100) stay muted.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 6% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 17,738 people live here, median age 41. The vacancy rate is 9.8%. The tenure split is 62% owner-occupied to 38% rented. Rent burden reaches 42% of tenant households. Median household income is $75,080, near the U.S. median near $78,000. There are about 8,158 housing units across 97103. Home values center near $460,100, an affordability ratio of 5.8×. On demographic stress specifically, 97103 scores 39/100. The poverty rate is 13.1%. About 25% have a four-year degree.
Overall, 97103 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 97103 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 97103 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97103 can be compared directly against any other ZIP in Clatsop County, Oregon or nationwide. Nothing here is interpolated — where a source is thin for 97103, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
97103's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97103 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 97103’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 97103 by the numbers
The live 97103 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Clatsop County
More distress data near 97103
Further distress data across Clatsop County, Oregon at ZIP, county and state level.
The complete 97103 distress and acquisition report
Open 97103 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology