ZIP 97103 Property Distress & Foreclosure Data

Composite property distress in 97103 (Clatsop County, Oregon) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 41/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (66/100). The sharpest non-environmental signals are structural risk (41/100), institutional ownership (15/100), mortgage stress (10/100). institutional ownership (15/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 6% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

17,738 residents call 97103 home, typically aged 41. Vacancy runs 9.8%. The tenure split is 62% owner-occupied to 38% rented. Rent burden reaches 42% of tenant households. Households earn a median $75,080 — near the roughly $78,000 national figure. There are about 8,158 housing units across 97103. A median home runs $460,100 here, or 5.8 times local income. On demographic stress specifically, 97103 scores 39/100. Roughly 13.1% live below the poverty line. About 25% have a four-year degree.

Overall, 97103 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.