ZIP 97138 Property Distress & Foreclosure Data

In Clatsop County, Oregon, ZIP 97138 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (66/100)). Its standout signals are structural risk (41/100), institutional ownership (15/100), mortgage stress (10/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (10/100). Structural exposure scores 41 and live distress 3 on the 0–100 scale.

The peak-phase market in 97138 posted values that rose 2.0% over the year, and 11% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 7,522 housing units across 97138. Vacancy runs 26.6%, above the national norm and a classic distress-and-opportunity signal. 17.0% of residents fall below the poverty threshold. Owners hold 57% of homes, renters 43%. Rent burden reaches 41% of tenant households. Educational attainment sits at 28% bachelor's-or-above. Home values center near $483,800, an affordability ratio of 8.3× — stretched. DLRadar's demographic-stress index for the area reads 49/100. Population is roughly 11,724 with a median age of 48. Median household income is $51,993, below the U.S. median near $78,000.

On the whole, 97138 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.