ZIP 98541 Foreclosure, Tax-Lien & Distress Report

ZIP 98541's composite property-distress score is 33/100 - DLRadar classes that as moderate for Grays Harbor County, Washington. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100). Structurally it carries 73/100, against 6/100 of stress already in motion. Its heaviest discrete signals: structural risk (73/100), construction/permit lag (63/100), institutional ownership (58/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 12% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. There are about 4,657 housing units across 98541. 17.2% of residents fall below the poverty threshold. Around 16% of adults hold a bachelor's degree or higher. Households earn a median $64,659 — below the roughly $78,000 national figure. Owners hold 77% of homes, renters 23%. Rent burden reaches 36% of tenant households. The demographic-stress sub-score lands at 38/100. The typical home is worth about $390,000 (5.2× income). 10,285 residents call 98541 home, typically aged 44.

On the whole, 98541 leans distressed, with opportunity clustered in specific stressed parcels. While 98541 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 98541's 33/100 can be lined up against any neighbor in Grays Harbor County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 98541 shows blanks, not estimates, wherever the record is sparse.

Behind 98541's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 98541 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.