ZIP 98541 Foreclosure, Tax-Lien & Distress Report

Grays Harbor County, Washington's ZIP 98541 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The latent-versus-live split is 72/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (71/100), institutional ownership (50/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 17.3% — elevated. The ZIP holds roughly 4,657 housing units. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 16% have a four-year degree. Households earn a median $64,659 — below the roughly $78,000 national figure. The tenure split is 77% owner-occupied to 23% rented. Around 36% of renters are cost-burdened. On demographic stress specifically, 98541 scores 38/100. A median home runs $390,000 here, or 5.2 times local income. 10,285 residents call 98541 home, typically aged 44.

Taken together, 98541 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.