ZIP 98557 Foreclosure, Tax-Lien & Distress Report

Grays Harbor County, Washington's ZIP 98557 registers 34/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 75/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (66/100). The pressure is most legible in structural risk (75/100), construction/permit lag (67/100), institutional ownership (57/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% lower over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 7.8%. The tenure split is 86% owner-occupied to 14% rented. There are about 1,722 housing units across 98557. Educational attainment sits at 18% bachelor's-or-above. Home values center near $369,300, an affordability ratio of 4.5×. Rent burden reaches 24% of tenant households. Population is roughly 3,949 with a median age of 41. The demographic-stress sub-score lands at 30/100. 9.6% of residents fall below the poverty threshold. Median household income is $78,023, near the U.S. median near $78,000.

Overall, 98557 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 98557 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98557 can be compared directly against any other ZIP in Grays Harbor County, Washington or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 98557 shows blanks, not estimates, wherever the record is sparse.

Each component behind 98557 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 98557 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.