Grays Harbor County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Grays Harbor County, WA distress report, 2026: 22 ZIPs scored in Grays Harbor, WA, Grays Harbor, WA average 34/100; the top Grays Harbor, WA ZIP is 98520 at 34/100; Grays Harbor, WA market phase peak, Grays Harbor, WA prices +0.4% year over year.
- Grays Harbor, WA ranks #420 nationally (opportunity index); Grays Harbor, WA #5 in Washington; Grays Harbor, WA index 33.9.
- Grays Harbor, WA: no CFPB county sample; Grays Harbor, WA non-metro area reading 0.3%.
- Grays Harbor, WA ZIP phases: 22 peak.
- Grays Harbor, WA residential listings tracked: 63 across 20 ZIPs; Grays Harbor, WA candidate listings 39.
- Grays Harbor, WA lenders on watch: 3; largest Grays Harbor, WA footprint Bank Of The Pacific (6 branches).
- Grays Harbor, WA most distressed ZIP: 98520 at 34/100.
Grays Harbor, WA figures: DLRadar distress index; Grays Harbor, WA inputs: CFPB, FHFA, HUD, FDIC; Grays Harbor, WA rebuilt as sources refresh.
| Rank | Grays Harbor, WA ZIP | Score |
|---|---|---|
| 1 | 98520 | 34/100 |
| 2 | 98526 | 34/100 |
| 3 | 98535 | 34/100 |
| 4 | 98536 | 34/100 |
| 5 | 98537 | 34/100 |
| 6 | 98550 | 34/100 |
| 7 | 98552 | 34/100 |
| 8 | 98557 | 34/100 |
| 9 | 98559 | 34/100 |
| 10 | 98562 | 34/100 |
| 11 | 98563 | 34/100 |
| 12 | 98566 | 34/100 |
Most distressed Grays Harbor, WA ZIPs (0-100, 2026)
Mortgage delinquency around Grays Harbor, WA
No CFPB county sample covers Grays Harbor, WA; the non-metro area reading for Grays Harbor, WA: 0.3% ninety-plus; Grays Harbor, WA area thirty-to-eighty-nine 1.6% (December 2025, Grays Harbor, WA); Washington overall 0.6%.
Opportunity index: Grays Harbor, WA
Grays Harbor, WA index 33.9, Grays Harbor, WA phase peak_opportunity; Grays Harbor, WA primary driver construction, Grays Harbor, WA second driver vacancy. Grays Harbor, WA components: property stress 26.0, foreclosure pressure 28.5, listing discounts 34.1, bank stress 55.1, insurance 0.0; Grays Harbor, WA pulse 37.9; Grays Harbor, WA capital opportunity 27.9; Grays Harbor, WA seven-day change -0.4%.
ZIP market phases inside Grays Harbor, WA
22 Grays Harbor, WA ZIPs carry a price-cycle phase; Grays Harbor, WA ZIPs by phase (Grays Harbor, WA), deepest drawdown first: peak, +1.4% YoY, 0.4% off peak (Grays Harbor, WA): 98579; peak, +0.4% YoY, 0.0% off peak (Grays Harbor, WA): 98568; peak, +0.4% YoY (Grays Harbor, WA): 98520, 98526, 98535, 98536, Grays Harbor, WA 98541, 98550, 98552, 98557, Grays Harbor, WA 98559, 98562, 98563, 98566; peak, +0.7% YoY (Grays Harbor, WA): 98537; peak, +0.9% YoY (Grays Harbor, WA): 98547.
Residential listings by Grays Harbor, WA ZIP
Grays Harbor, WA ZIPs with the most tracked Grays Harbor, WA residential listings: 98520 17 listings, 10 candidates, bank pressure 61; 98569 15 listings, 9 candidates, bank pressure 61; 98541 9 listings, 7 candidates, bank pressure 62; 98550 9 listings, 5 candidates, bank pressure 61 (Grays Harbor, WA); 98537 4 listings, 2 candidates, bank pressure 65; 98557 4 listings, 4 candidates, bank pressure 62; 98563 3 listings, 0 candidates, bank pressure 62; 98535 1 listings, 1 candidates, bank pressure 61. Grays Harbor, WA totals: 63 listings; Grays Harbor, WA candidates 39; active ZIPs 0.
Lenders with branches in Grays Harbor, WA
Grays Harbor, WA lenders by branch count: Bank Of The Pacific (Grays Harbor, WA): stress 65, 6 branches low in Grays Harbor, WA; 1st Security Bank Of Wa (Grays Harbor, WA): stress 64, 6 branches low in Grays Harbor, WA; Timberland Bank (Grays Harbor, WA): stress 50, 6 branches low in Grays Harbor, WA.
Vacancy and permits, Grays Harbor, WA
6,339 of 36,967 Grays Harbor, WA housing units are vacant; Grays Harbor, WA permits, twelve months: 15 multifamily units in Grays Harbor, WA, 211 one-to-four unit units.
Work Grays Harbor, WA at the parcel level
Every Grays Harbor, WA parcel carries owner and address; every Grays Harbor, WA parcel carries APN; Grays Harbor, WA distress scores sit on the Grays Harbor, WA live board.
Grays Harbor, WA figures refresh with each source.
Grays Harbor, WA questions
Most distressed ZIP code in Grays Harbor County, WA?
ZIP 98520 leads Grays Harbor, WA at 34/100; next in Grays Harbor, WA: 98526 at 34/100; the Grays Harbor, WA average is 34/100.
Where does Grays Harbor County, WA rank for investment opportunity?
Grays Harbor, WA is #420 among all ranked counties, #5 in Washington; the Grays Harbor, WA driver is construction; Grays Harbor, WA moved up 67 places.
How many mortgages are delinquent in Grays Harbor County, WA?
Grays Harbor, WA takes the non-metro area reading of 0.3% for December 2025; no CFPB county sample covers Grays Harbor, WA.
Which banks lend in Grays Harbor County, WA?
3 watched lenders hold Grays Harbor, WA branches; the largest Grays Harbor, WA footprints are Bank Of The Pacific (6), 1st Security Bank Of Wa (6), Timberland Bank (6).
More on Grays Harbor, WA
Grays Harbor County, WA distress report: public-record figures for Grays Harbor, WA; not legal advice for Grays Harbor, WA; not tax or investment advice; verify every Grays Harbor, WA record before acting.