ZIP 98380 Foreclosure, Tax-Lien & Distress Report

ZIP 98380's composite property-distress score is 23/100 - DLRadar classes that as low for Kitsap County, Washington. Latent structural risk is 50/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). The pressure is most legible in construction/permit lag (65/100), structural risk (50/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (5/100) register low.

The market reads contraction — home values held roughly flat year on year, 1.1% off the recent peak, and 9% higher over three years, at 26/100 phase confidence. A cooling market tends to open discount-to-value windows.

The vacancy rate is 16.5% — elevated. 4.4% of residents fall below the poverty threshold. About 5,187 people live here, median age 41. At $123,162, median income runs above typical U.S. levels. 86% of housing is owner-occupied. About 35% have a four-year degree. A median home runs $578,900 here, or 4.6 times local income. The demographic-stress sub-score lands at 26/100. There are about 2,122 housing units across 98380. Around 3% of renters are cost-burdened.

Net-net, 98380 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 98380 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 98380 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98380 can be compared directly against any other ZIP in Kitsap County, Washington or nationwide. Where the public record is thin for 98380, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 98380 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 98380 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.