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ZIP 98110 Foreclosure, Tax-Lien & Distress Report

Kitsap County, Washington · Cooling Market market

On DLRadar's 0-100 public-record scale, ZIP 98110 in Kitsap County, Washington comes in at 22, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (93/100). On the structural side it scores 49/100, with 1/100 of stress already active.

The contraction-phase market in 98110 posted values that held roughly flat over the year, 1.2% off the recent peak, and 5% higher over three years, at 26/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $159,882, above the U.S. median near $78,000. Population is roughly 24,607 with a median age of 49. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. Around 33% of renters are cost-burdened. There are about 10,900 housing units across 98110. Educational attainment sits at 75% bachelor's-or-above. Home values center near $1,155,900, an affordability ratio of 6.7×. On demographic stress specifically, 98110 scores 32/100. Owners hold 81% of homes, renters 19%. The vacancy rate is 8.4%.

Net-net, 98110 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 98110 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 98110's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 98110 shows as blanks, never estimates, and the score updates on every fresh public filing.

98110's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 98110 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
49/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 98110

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 98110 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The complete 98110 distress and acquisition report

Open 98110 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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