ZIP 98342 Property Distress & Foreclosure Data

Composite property distress in 98342 (Kitsap County, Washington) lands at 16/100 — low on DLRadar's public-record scoring. Structural risk reads 34/100 against active distress of 1/100. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (93/100)).

The peak-phase market in 98342 posted values that rose 2.8% over the year, and 23% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 82% of homes, renters 18%. Median household income is $95,714, above the U.S. median near $78,000. Home values center near $698,500, an affordability ratio of 6.7×. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 1,398 with a median age of 55. Educational attainment sits at 52% bachelor's-or-above. Vacancy runs 22.2%, above the national norm and a classic distress-and-opportunity signal. There are about 806 housing units across 98342. 9.3% of residents fall below the poverty threshold. Rent burden reaches 28% of tenant households.

On the whole, 98342 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.