ZIP 98342 Foreclosure, Tax-Lien & Distress Report

Kitsap County, Washington's ZIP 98342 registers 22/100 composite distress, which DLRadar reads as low. The split runs 49/100 structural to 1/100 active on the ground. Its standout signals are construction/permit lag (65/100), structural risk (49/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100)).

The contraction-phase market in 98342 posted values that held roughly flat over the year, 1.2% off the recent peak, and 23% higher over three years (phase confidence 26/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

82% of housing is owner-occupied. Households earn a median $95,714 — above the roughly $78,000 national figure. The typical home is worth about $698,500 (6.7× income). The demographic-stress sub-score lands at 35/100. Population is roughly 1,398 with a median age of 55. Educational attainment sits at 52% bachelor's-or-above. Vacancy runs 22.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 806 housing units. 9.3% of residents fall below the poverty threshold. Around 28% of renters are cost-burdened.

Net-net, 98342 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 98342 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 98342's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 98342, the field stays empty rather than modeled, and fills in as new documents post.

98342's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 98342 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.