ZIP 98367 Foreclosure, Tax-Lien & Distress Report

Kitsap County, Washington's ZIP 98367 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). Latent structural risk is 49/100 while live distress already moving reads 1/100. What sets it apart are the readings on construction/permit lag (65/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The market reads contraction — home values held roughly flat year on year, 1.2% off the recent peak, and 6% higher over three years (phase confidence 26/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 13,003 housing units. The demographic-stress sub-score lands at 34/100. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. About 29% have a four-year degree. The vacancy rate is 5.4%. Owners hold 85% of homes, renters 15%. Rent burden reaches 54% of tenant households. A median home runs $565,100 here, or 4.8 times local income. At $105,846, median income runs above typical U.S. levels. 32,203 residents call 98367 home, typically aged 43.

Taken together, 98367 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 98367 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 98367 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 98367 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 98367 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 98367 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.