ZIP 98311 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 98311 (Kitsap County, Washington) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (65/100), structural risk (49/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.2% off the recent peak, and 6% higher over three years, at 26/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Owners hold 75% of homes, renters 25%. Around 32% of adults hold a bachelor's degree or higher. The vacancy rate is 5.0%. Median household income is $98,714, above the U.S. median near $78,000. Population is roughly 27,947 with a median age of 37. 8.3% of residents fall below the poverty threshold. A median home runs $471,800 here, or 4.5 times local income. On demographic stress specifically, 98311 scores 32/100. There are about 11,052 housing units across 98311. Around 41% of renters are cost-burdened.

On the whole, 98311 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 98311 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 98311's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 98311 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 98311's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 98311 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.