ZIP 98311 Property Distress & Foreclosure Data

Kitsap County, Washington's ZIP 98311 registers 16/100 composite distress, which DLRadar reads as low. Structural exposure scores 34 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (34/100), construction/permit lag (7/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100).

The market reads peak — home values rose 2.8% year on year, and 6% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

75% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. Vacancy runs 5.0%. At $98,714, median income runs above typical U.S. levels. About 27,947 people live here, median age 37. The poverty rate is 8.3%. The typical home is worth about $471,800 (4.5× income). The demographic-stress sub-score lands at 32/100. There are about 11,052 housing units across 98311. Rent burden reaches 41% of tenant households.

Overall 98311 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.